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What does motorcycle insurance cover?
Motorcycle insurance is made up of several different coverage types, many of which are optional. These include:
Pays for repairs, medical costs, and other associated expenses from an accident for which you’re at fault.
Medical Expenses Coverage
Pays medical costs in the event you are hospitalized or need medical attention.
Uninsured or Underinsured Motorist Coverage
Protects you from uninsured and underinsured motorists in a situation where you would normally be able to recover from the other party’s insurance.
Pays to repair or replace your bike if it is damaged while be being driven. This covers getting in an accident with another vehicle or hitting a stationary object.
Pays to repair or replace your bike if damage is sustained from something other than a collision. This covers vandalism or weather related damages.
Covers after-market parts and equipment you’ve added to your bike.